Have questions or want to learn more about qualifying for a loan? We’re happy to help!

Who We Are

JustChoice Lending is a non-commission-based lender for the greater Central Appalachia region. We firmly believe the foundation of a great community is its people and that everyone deserves a safe, affordable place to call home. That's why we focus on reinvesting in our communities while providing loan opportunities for all.

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Our Mission

JustChoice Lending (JCL), a division of Fahe, is a socially responsible mortgage lender that matches clients to the loan that's right for them. We offer competitive rates with mainstream lenders and provide clients with the service and attention of a trusted partner.

We're People Making a Difference

Our team members bring heart to what they do and are making an impact, one homeowner at a time. At our core, we're a group of individuals whose goal is to uplift and strengthen Appalachia's communities.


Meet the Team
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You’re in the Right Place

We Open Doors

Worried about qualifying? We have the resources, experience, and know-how to help you qualify for a great loan.

We Offer Down Payment Help

As a division of Fahe, we have access to down payment options that put homeownership within your reach.

We’re Always In Your Corner

Want a lender you can rely on? We look out for your best interest in more ways than one!

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Words From Our Happy Homeowners

“The entire process was wonderful. Great staff, always helpful. Simply a great experience.”

Dondi S

First Time Home Buyer

States We Serve

JustChoice Lending services and originates home loans in 16 states (throughout the Appalachia region and beyond).

  • Alabama
  • Florida
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Montana
  • South Carolina
  • Tennessee
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
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Take the First Step

As the saying goes—nothing ventured, nothing gained. A few clicks today and you’ll be on the path to your new home!