What is 502?
Through a new partnership with USDA Rural Development, JustChoice Lending is now offering this special mortgage product exclusively for homebuyers in Central Appalachia. Rural Housing 502 Direct Loans are loans that are directly funded by the federal government. Mortgage payments are based on the household’s adjusted income. Getting a 502 loan is an opportunity to own your home and build equity for the future. We offer financing options for customers with fixed incomes, those who are self- employed, and the working class.
Why Just Choice?
JustChoice Lending offers: We offer rates and terms that compete with respected national lenders, up to 100% financing, low closing costs, and local loan originators you can trust. Contact us or call 866-367-0855 to find out more today!
Do Better for Your Community
JustChoice Lending is the only mortgage option backed by a respected philanthropic lending institution with 20 years experience in connecting families with financing. JustChoice Lending was launched by FAHE (Federation of Appalachian Housing Enterprises), a mission-based, member-driven network spanning 4 states, with more than 40 community-based members that employ more than 1,000 full-time workers, and contribute millions of dollars to local economies throughout Appalachia. In fact, FAHE has dedicated the past 27 years to helping more than 45,000 families secure a safe, decent home they can afford.