Have questions or want to learn more about qualifying for a loan? We’re happy to help!

We exist to bring you home.

Plenty of loan options. Terms that fit your budget.

Mortgage Lender in Ann Arbor, Michigan

Dreaming of your first starter home? Is your family growing, and you need more space? Or are you simply ready for something different? With JustChoice Lending, we have home loans for all income levels, including 100% financing with no down payment for qualified borrowers.

You’re in the Right Place

We Open Doors

Worried about qualifying? We have the resources, experience, and know-how to help you qualify for a great loan.

We Offer Down Payment Help

As a division of Fahe, we have access to down payment options that put homeownership within your reach.

We’re Always In Your Corner

Want a lender you can rely on? We look out for your best interest in more ways than one!

Buyers

You dream of getting the key to your new home in Ann Arbor, Michigan, and walking through the door for the first time. As your mortgage lender, we’re here to help make it happen.

There’s a Loan for Everyone

USDA 502 Direct Loans

Do you have good credit but a limited income and want to live outside the city? Check out the USDA 502 Direct Loan.

USDA Guaranteed Loans

Are you interested in living in a rural area, and your income is moderate? Ask us about USDA-guaranteed loans.


FHA Loans

Need flexibility for your credit score and a lower down payment? Take a look at the popular FHA loan.

Conventional Loans

Do you have a solid credit score and are looking for great rates and options? Consider a conventional loan.


VA Loans

  • Are you a U.S. military member or veteran? Find out how you can buy a home with no money down.

Specialty Programs

Do you have a unique situation? We offer a range of flexible loan programs to fit your needs.


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Words From Our Happy Homeowners

“The entire process was wonderful. Great staff, always helpful. Simply a great experience.”

Dondi S

First Time Home Buyer

Helpful Tools

First-Time Homebuyers

Follow our step-by-step guide, and you’ll be in your new home in Ann Arbor in no time.

Mortgage Calculators

Run the numbers to see if they match your budget using our handy mortgage calculators.

FAQs

Get answers to some of the frequently asked questions about home loans.

What We’re About

We’re an Ann Arbor home loan lender that believes everyone deserves safe and affordable housing. Our overarching mission is to uplift communities, and we know that begins with ensuring everyone has a place to call home.

Why We ❤️ Ann Arbor, Michigan

Ann Arbor, home to the University of Michigan, has a vibrant academic atmosphere. Students, professors, and researchers come from around the world and contribute to the city's diverse and intellectual community. The town is also surrounded by abundant natural beauty, from its parks and greenspaces (including the famous Nichols Arboretum and Matthaei Botanical Gardens) to the Huron River that flows through the city, giving folks opportunities to boat, kayak, or take a scenic walk along the riverbank. It's a great place to live, and we're proud to help families find their 'home sweet home' in Ann Arbor.

Home Buying

How To Buy A House With Little to No Money Down

Home Buying

What’s the Difference Between a USDA Direct Loan and a USDA Guaranteed Loan?

Home Loans

FHA vs. VA Loan: Which One is Right For You

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Take the First Step

As the saying goes—nothing ventured, nothing gained. A few clicks today and you’ll be on the path to your new home!