Have questions or want to learn more about qualifying for a loan? We’re happy to help!

frame
frame
We exist to bring you home

Plenty of loan options. Terms that fit your budget.

Mortgage Lender in Lexington, KY

Dreaming of your first starter home? Is your family growing, and you need more space? Or are you simply ready for something different? With JustChoice Lending, we have loans for all income levels, including 100% financing with no down payment for qualified borrowers.


frame
frame

You’re in the Right Place

We Open Doors

Worried about qualifying? We have the resources, experience, and know-how to help you qualify for a great loan.

We Offer Down Payment Help

As a division of Fahe, we have access to down payment options that put homeownership within your reach.

We’re Always In Your Corner

Want a lender you can rely on? We look out for your best interest in more ways than one!

frame

Buyers

You dream of getting the key to your new home and walking through the door for the first time. We’re here to help make it happen.

There’s a Loan for Everyone

frame

USDA 502 Direct Loans

Do you have good credit but a limited income and want to live outside the city? Check out the USDA 502 Direct Loan.

frame

USDA Guaranteed Loans

Are you interested in living in a rural area, and your income is moderate? Ask us about USDA-guaranteed loans.


frame

FHA Loans

Need flexibility for your credit score and a lower down payment? Take a look at the popular FHA loan.

frame

Conventional Loans

Do you have a solid credit score and are looking for great rates and options? Consider a conventional loan.


frame

VA Loans

  • Are you a U.S. military member or veteran? Find out how you can buy a home with no money down.
frame

Specialty Programs

Do you have a unique situation? We offer a range of flexible loan programs to fit your needs.


bg

Words From Our Happy Homeowners

“The entire process was wonderful. Great staff, always helpful. Simply a great experience.”

Dondi S

First Time Home Buyer

Helpful Tools

First-Time Home Buyers

Not sure where to begin? Follow our step-by-step guide and you’ll be in your new home in no time.

Calculators

How much home can you afford? Run the numbers with our handy loan calculators.

FAQs

Have questions about getting a loan? We’re happy to help! Get answers to the most common questions.

What We’re About

We’re a Lexington mortgage lender that believes everyone deserves safe and affordable housing. Our overarching mission is to uplift communities, and we know that begins with ensuring everyone has a place to call home.

frame
frame

Why We ❤️ Lexington, Kentucky

Kentucky is known for being the epicenter of thoroughbred horse breeding and racing. Lexington, in particular, is surrounded by 450 horse farms and is home to the historic Keeneland Race Course and Kentucky Horse Park. The city’s also rich in history, the arts, and is known for being the birthplace of bourbon. Lexington is certainly a unique place to live and work, and we’re proud to help folks find their ‘home sweet home’ in this wonderful city.

frame
frame
frame

Home Buying

How To Buy A House With Little to No Money Down

frame

Home Buying

What’s the Difference Between a USDA Direct Loan and a USDA Guaranteed Loan?

frame

Home Loans

FHA vs. VA Loan: Which One is Right For You

Cta-bg-image-desktop
Cta-bg-mobile-image

Take the First Step

As the saying goes—nothing ventured, nothing gained. A few clicks today and you’ll be on the path to your new home!