Specialty Programs in Kentucky & Beyond
JustChoice Lending offers a range of flexible programs that can help you buy a home. You may qualify for down payment assistance, for example, or meet income requirements for loan programs designed to help those with limited income.
Is a Specialty Program Right For You?
Who It’s For
As a division of Fahe, we have access to specialty programs that can help prospective buyers who might have difficulty qualifying for other types of loans. They include:
- Fahe Community Down Payment Assistance
- Fahe Affordable Down Payment Assistance
- Fahe Exclusive Down Payment Assistance
- Welcome Home
- Project Reinvest
Options to Meet Your Needs
You have a unique situation that makes it tough to qualify for a traditional loan, and we have access to specialty funds that may be available to you. These programs are often limited in availability, but we encourage you to call us for information. We might have the perfect specialty loan program to fit your needs!
Eligibility Requirements
Each program’s guidelines determine eligibility, and most funds are first-come, first-served, and limited to availability. Speak with one of our loan officers today about how you can qualify for a specialty program.
Take Your First Step
Are you interested in learning more about qualifying for one of our specialty programs? Start your application today!
Helpful Tools
First-Time Home Buyers
Not sure where to begin? Follow our step-by-step guide and you’ll be in your new home in no time.
Calculators
How much home can you afford? Run the numbers with our handy loan calculators.
FAQs
Have questions about getting a loan? We’re happy to help! Get answers to the most common questions.
Words From Our Happy Homeowners
What We’re About
We’re a Kentucky mortgage lender that believes everyone deserves safe and affordable housing. Our overarching mission is to uplift communities throughout Central Appalachia and beyond, and we know that begins with ensuring everyone has a place to call home.
There’s a Loan for Everyone
USDA 502 Direct Loans
Do you have good credit but a limited income and want to live outside the city? Check out the USDA 502 Direct Loan.
USDA Guaranteed Loans
Are you interested in living in a rural area, and your income is moderate? Ask us about USDA-guaranteed loans.
FHA Loans
Need flexibility for your credit score and a lower down payment? Take a look at the popular FHA loan.
Conventional Loans
Do you have a solid credit score and are looking for great rates and options? Consider a conventional loan.
VA Loans
- Are you a U.S. military member or veteran? Find out how you can buy a home with no money down.
Specialty Programs
Do you have a unique situation? We offer a range of flexible loan programs to fit your needs.
