Have questions or want to learn more about qualifying for a loan? We’re happy to help!

We exist to bring you home

Plenty of loan options. Terms that fit your budget.

A Tennessee Mortgage Lender That Gives You Options

Dreaming of your first starter home? Is your family growing, and you need more space? Or are you simply ready for something different? With JustChoice Lending, we have loans for all income levels, including 100% financing with no down payment for qualified borrowers.

You’re in the Right Place

We Open Doors

Worried about qualifying? We have the resources, experience, and know-how to help you qualify for a great loan.

We Offer Down Payment Help

As a division of Fahe, we have access to down payment options that put homeownership within your reach.

We’re Always In Your Corner

Want a lender you can rely on? We look out for your best interest in more ways than one!

There’s a Loan for Everyone

USDA 502 Direct Loans

Do you have good credit but a limited income and want to live outside the city? Check out the USDA 502 Direct Loan.

USDA Guaranteed Loans

Are you interested in living in a rural area, and your income is moderate? Ask us about USDA-guaranteed loans.

FHA Loans

Need flexibility for your credit score and a lower down payment? Take a look at the popular FHA loan.

Conventional Loans

Do you have a solid credit score and are looking for great rates and options? Consider a conventional loan.

VA Loans

  • Are you a U.S. military member or veteran? Find out how you can buy a home with no money down.

Specialty Programs

Do you have a unique situation? We offer a range of flexible loan programs to fit your needs.


Words From Our Happy Homeowners

“The entire process was wonderful. Great staff, always helpful. Simply a great experience.”

Dondi S

First Time Home Buyer

Helpful Tools

First-Time Home Buyers

Not sure where to begin? Follow our step-by-step guide and you’ll be in your new home in no time.


How much home can you afford? Run the numbers with our handy loan calculators.


Have questions about getting a loan? We’re happy to help! Get answers to the most common questions.

What We’re About

We’re a Tennessee home loan lender that believes everyone deserves safe and affordable housing. Our overarching mission is to uplift communities, and we know that begins with ensuring everyone has a place to call home.

Why We ❤️ Tennessee

There’s music everywhere in Tennessee where country music and bluegrass reign, and jazz, gospel, and southern rock closely follow suit. Perhaps that’s why the people who live here are filled with southern charm. At JustChoice Lending, we’re proud to serve the fine folks who make Tennessee their home.

Home Buying

How To Buy A House With Little to No Money Down

Home Buying

What’s the Difference Between a USDA Direct Loan and a USDA Guaranteed Loan?

Home Loans

FHA vs. VA Loan: Which One is Right For You


Take the First Step

As the saying goes—nothing ventured, nothing gained. A few clicks today and you’ll be on the path to your new home!