USDA 502 Direct Loan

The USDA 502 Direct Loan is designed for homebuyers who have good credit but a limited income. With this program, which helps subsidize payments, you can get 100% financing for a USDA-eligible home in a rural area.

Key Benefits of the USDA 502 Direct Loan

A Safe, Sanitary Home

You won’t have to worry that the home you’re living in is putting you in danger.

Payment Assistance

You’ll get help paying your mortgage every month with funds that subsidize your loan.

No Down Payment

There’s no need to worry about a down payment because you won’t be required to pay one!

Your Home. Your Way.

Buy an existing home, have one built, repair a fixer-upper, or renovate a home to your taste.

Ready to Learn More About the USDA 502 Direct Loan?

Want to explore your options or check your eligibility? At JustChoice Lending, we're on a mission to help clients find the right loan for their needs. We combine competitive rates with personalized service and long-term support. Contact us to learn more about the USDA 502 Direct Loan and find out if you qualify.