Loan Programs
There’s a home loan to fit people from every walk of life, and you can own a piece of the American dream in Kentucky. At JustChoice Lending, we put that dream within your reach, and it begins right here. Compare our loan programs, and then start your application today.


There’s a Loan for Everyone

USDA 502 Direct Loans
Do you have good credit but a limited income and want to live outside the city? Check out the USDA 502 Direct Loan.

USDA Guaranteed Loans
Are you interested in living in a rural area, and your income is moderate? Ask us about USDA-guaranteed loans.

FHA Loans
Need flexibility for your credit score and a lower down payment? Take a look at the popular FHA loan.

Conventional Loans
Do you have a solid credit score and are looking for great rates and options? Consider a conventional loan.

VA Loans
- Are you a U.S. military member or veteran? Find out how you can buy a home with no money down.

Specialty Programs
Do you have a unique situation? We offer a range of flexible loan programs to fit your needs.