Have questions or want to learn more about qualifying for a loan? We’re happy to help!

Loan Programs

There’s a home loan to fit people from every walk of life, and you can own a piece of the American dream in Kentucky. At JustChoice Lending, we put that dream within your reach, and it begins right here. Compare our loan programs, and then start your application today.

There’s a Loan for Everyone

USDA 502 Direct Loans

Do you have good credit but a limited income and want to live outside the city? Check out the USDA 502 Direct Loan.

USDA Guaranteed Loans

Are you interested in living in a rural area, and your income is moderate? Ask us about USDA-guaranteed loans.

FHA Loans

Need flexibility for your credit score and a lower down payment? Take a look at the popular FHA loan.

Conventional Loans

Do you have a solid credit score and are looking for great rates and options? Consider a conventional loan.

VA Loans

  • Are you a U.S. military member or veteran? Find out how you can buy a home with no money down.

Specialty Programs

Do you have a unique situation? We offer a range of flexible loan programs to fit your needs.


Take the First Step

As the saying goes—nothing ventured, nothing gained. A few clicks today and you’ll be on the path to your new home!