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Loans We Offer

JustChoice Lending offers a variety of mortgage loans that fit people from every walk of life. Follow the links below for in-depth information. We also developed a chart located at the bottom of this page to allow you to quickly compare the types of loans available. As always, feel free to contact us at JustChoice Lending with any questions

Loan Comparisons

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USDA Guaranteed Loan   USDA Guaranteed Loans

     USDA guaranteed loans are for homes in rural areas with moderate income levels.

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USDA 502 Direct Loan  USDA 502 Direct Loan

   502 Direct loans are for homes in rural areas and are great for people with good credit but low income.

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USDA FHA VA  Loan   FHA / VA Loans

    FHA Loans are great for people with less-than-perfect credit and can require little down payment.

    VA loans require little to no down payment and are perfect for veterans and their families.

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  Conventional & Refinance

   Conventional loans have no income restrictions and great rates.

   Already own a home but need a better rate or term? Refinancing with JCL can make that possible.

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  Specialty Programs

   JustChoice Lending offers a range of flexible programs that may be available on a first come, first serve basis.

   Learn more about our Specialty Programs