Loans We Offer
JustChoice Lending offers a variety of mortgage loans that fit people from every walk of life. Follow the links below for in-depth information. We also developed a chart located at the bottom of this page to allow you to quickly compare the types of loans available. As always, feel free to contact us at JustChoice Lending with any questions
USDA Guaranteed Loans
USDA guaranteed loans are for homes in rural areas with moderate income levels.
USDA 502 Direct Loan
502 Direct loans are for homes in rural areas and are great for people with good credit but low income.
FHA / VA Loans
FHA Loans can offer more credit flexibility and may require little down payment
VA loans require little to no down payment and are perfect for veterans and their families.
Conventional & Refinance
Conventional loans have no income restrictions and great rates.
Already own a home but need a better rate or term? Refinancing with JCL can make that possible.
Specialty Programs
JustChoice Lending offers a range of flexible programs that may be available on a first come, first serve basis.
Learn more about our Specialty Programs